/* settleD legal pages — brand v4.0 palette */
:root{
  --navy:#0B1E3A; --navy-2:#14294A; --blue:#0F6EA8; --blue-hi:#0B5585;
  --pink:#E88BBC; --pink-lo:rgba(232,139,188,.16); --plum:#5B173F;
  --white:#FFFFFF; --paper:#F6F7FA; --sand:#EAEEF5; --muted:#46587A;
  --line:rgba(11,30,58,.13);
  color-scheme:light;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;background:var(--paper);color:var(--navy);font-family:'Inter',system-ui,-apple-system,"Segoe UI",sans-serif;
  font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-underline-offset:3px}
a:hover{color:var(--blue-hi)}
:focus-visible{outline:3px solid var(--pink);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
@media(min-width:768px){.wrap{padding:0 32px}}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:10px;background:var(--white);padding:8px 12px;z-index:9}

/* header */
.hdr{position:sticky;top:0;z-index:5;background:rgba(246,247,250,.92);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;min-height:60px;gap:16px}
.hdr img{height:26px;width:auto;display:block}
.hdr nav{display:flex;gap:18px;font-size:14px;font-weight:600}
.hdr nav a{color:var(--navy);text-decoration:none}
.hdr nav a:hover{color:var(--blue)}
.pill{display:inline-flex;align-items:center;border-radius:99px;padding:8px 16px;background:var(--navy);color:var(--white)!important;text-decoration:none;font-weight:700;font-size:14px}

/* hero */
.hero{background:var(--navy);color:var(--white);padding:52px 0 44px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;border-radius:50%;
  background:radial-gradient(circle,rgba(232,139,188,.35),rgba(15,110,168,.18) 45%,transparent 70%);pointer-events:none}
.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#A7CBE6}
.hero h1{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:clamp(32px,5vw,48px);line-height:1.1;margin:10px 0 0;letter-spacing:-.02em}
.hero h1::after{content:"";display:block;width:44px;height:3px;border-radius:2px;background:var(--pink);margin-top:18px}
.hero p{max-width:62ch;color:rgba(255,255,255,.82);margin:16px 0 0}
.meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:18px;font-size:13px;color:rgba(255,255,255,.72)}

/* layout */
.body{display:grid;grid-template-columns:1fr;gap:32px;padding:40px 0 64px}
@media(min-width:960px){.body{grid-template-columns:240px 1fr}}
.toc{font-size:14px}
@media(min-width:960px){.toc{position:sticky;top:84px;align-self:start}}
.toc h2{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:0 0 10px;font-family:'Inter',sans-serif}
.toc ol{margin:0;padding:0;list-style:none}
.toc li{margin:0 0 6px}
.toc a{color:var(--navy);text-decoration:none}
.toc a:hover{color:var(--blue);text-decoration:underline}
article{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:24px 20px;min-width:0}
@media(min-width:768px){article{padding:40px 48px}}
article h2{font-family:'Playfair Display',Georgia,serif;font-weight:600;font-size:24px;line-height:1.25;margin:34px 0 10px;letter-spacing:-.01em}
article h2:first-child{margin-top:0}
article h3{font-size:16px;margin:22px 0 6px}
article p,article li{color:#23304A}
article ul,article ol{padding-left:22px}
article li{margin-bottom:6px}
table{width:100%;border-collapse:collapse;font-size:14px;margin:12px 0 18px;display:block;overflow-x:auto}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--sand);font-size:12px;letter-spacing:.06em;text-transform:uppercase}
.callout{border-left:3px solid var(--pink);background:var(--pink-lo);padding:14px 16px;border-radius:0 12px 12px 0;margin:18px 0}
.callout.blue{border-color:var(--blue);background:rgba(15,110,168,.08)}
.tbd{background:#FFF2B8;color:var(--navy);border-radius:4px;padding:0 4px;font-weight:600;white-space:nowrap}
.draft{background:var(--plum);color:var(--white);font-size:13px;text-align:center;padding:8px 16px}

/* legal center cards */
.cards{display:grid;gap:14px;grid-template-columns:1fr;margin-top:8px}
@media(min-width:700px){.cards{grid-template-columns:1fr 1fr}}
.card{display:block;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:18px 20px;text-decoration:none;color:var(--navy)}
.card:hover{border-color:var(--blue);box-shadow:0 8px 28px rgba(11,30,58,.08)}
.card b{display:block;font-family:'Playfair Display',Georgia,serif;font-size:19px;margin-bottom:4px}
.card span{color:var(--muted);font-size:14px}
.card i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:8px;vertical-align:1px}

/* footer */
footer{background:var(--white);border-top:1px solid var(--line);padding:30px 0;font-size:13.5px;color:var(--muted)}
footer .row{display:flex;flex-wrap:wrap;gap:8px 18px}
footer a{color:var(--muted);text-decoration:none}
footer a:hover{color:var(--navy);text-decoration:underline}
footer p{margin:14px 0 0}
@media print{.hdr,.toc,footer,.draft{display:none}article{border:none;padding:0}.hero{background:none;color:#000}.hero p,.meta{color:#000}}